Simple Loan Calculator
This calculator helps you estimate the monthly payment, total repayment, and total interest on a loan. Just enter the loan amount, annual interest rate, and loan term to see the results instantly.
How to Use This Calculator?
1. Loan Amount: Enter the total amount of money you wish to borrow.
2. Annual Interest Rate: Enter the yearly interest rate as a percentage.
3. Loan Term: Enter the duration of the loan in years.
After entering the values, the calculator will display:
- Monthly Payment: The fixed amount you will need to pay every month.
- Total Repayment: The total amount to be repaid over the loan period.
- Total Interest Paid: The total interest you will pay over the life of the loan.
Understanding Your Results
Knowing your monthly payment helps you budget effectively, while understanding total repayment and interest helps you evaluate the true cost of the loan. Consider different loan terms or interest rates to see how they affect your payments.